Offering Details
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Location
Various U.S. -
Target Return
12% preferred -
Target Hold
3 yrs -
Offering Size
$20.0M -
Minimum Investment
$200,000
Offering Overview
Encore Alternative Income Fund invests in a diversified portfolio of merchant cash advances, providing short-term funding to established U.S. small- and mid-sized businesses, secured by future receivables. This fund offers investors the potential for steady distributions with reduced correlation to traditional markets.
Encore Private Equity
Private equity investments focus on acquiring or investing in privately held companies across various industries. These investments typically involve active ownership and strategic oversight, with outcomes dependent on business performance and market conditions.
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15+ Months
Operating History
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$54M+
Total Principal
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6-12 Months
Average Contract Duration
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650+
Deals Funded
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0.1%
Cash Loss1
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Alternative Credit
Asset TypeAlternative credit investments involve privately originated loans or structured credit instruments outside traditional public markets. These strategies provide exposure to contractual cash flows, subject to borrower credit risk and liquidity considerations.
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Opportunistic
Investment StrategyOpportunistic strategies focus on assets requiring ground-up development, significant redevelopment, repositioning, or restructuring. These investments generally involve higher levels of risk and are more sensitive to execution, timing, and market conditions.
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Regulation D
Investment TypeRegulation D offerings give accredited investors access to private investments not available on public exchanges. These opportunities can provide diversification and attractive return potential, though they may involve higher risk and reduced liquidity compared to traditional publicly traded investments.
Why Invest?
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Encore Co-Invest
Prior to opening the strategy to accredited investors, Encore committed approximately $15M from its own balance sheet, creating alignment and validating framework under live-market conditions.2
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650+ Transactions Executed
With more than 650 deals funded, Encore has built a robust and diversified portfolio across essential sectors like logistics, healthcare, construction, and marketing.
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Broker Relationships and Funding Platform Partnership
Encore has cultivated a broad network of consultants, brokers and funding platforms, creating scalable distribution channels and strong inbound deal flow.
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Refined Underwriting Criteria
Encore has stress-tested its models and identified key merchant-level indicators (e.g., revenue volatility, cash buffers, industry seasonality) that correlate with performance outcomes.
For a Deeper Dive, Download Our Product Brochure
Milestones
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Offering Launch
The offering opened in May 2025 to participate in Encore’s alternative income strategy.
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500+ Contracts
By November 2025, Encore’s alternative income strategy had funded more than 500 contracts.
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First Distribution
In January 2026, the Fund issued its first distribution and is expected to continue distributions biannually.
As of February 2026, unless otherwise noted. The stated 12% preferred return is a target and not assured. Actual returns may vary depending on asset performance and other risk factors. This statistic is not a guarantee or indication of Fund performance. Distributions are not guaranteed and depend on the availability of distributable cash, among other factors described in the Offering Documents.
1. Cash loss represents non-recoverable cash loss due to defaulted payments. 2. As of November 2025.
Past performance is not indicative of future performance. The information contained in this document is for informational purposes only and is not an offer to sell or a solicitation of any offer to buy any securities. Securities will only be offered through confidential offering materials delivered to suitable, accredited investors and will be offered and sold pursuant to an exemption from registration under the Securities Act only to persons who are accredited investors within Rule 501(a) promulgated under the Securities Act. Private security transactions involve a high degree of risk and are not suitable for all investors. Securities transactions conducted through Umergence, LLC. Member FINRA and SIPC.
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